Free Section 609 Credit Dispute Letters

Free section 609 credit dispute letters.

Free section 609 credit dispute letters.

The step by step instruction manual that you will receive in the section 609 do it yourself credit dispute letter package will show you how to deal with their scare tactics. Sample 609 letter everything you ll need. Their scare tactics are used in an attempt to scare and intimidate you into dropping your dispute so that they don t have to remove any of the disputed items. It is a good idea to retain all documentation from certified mailings correspondence phone calls and notes throughout the entire process.

If you need help along the way we recommend our top rated credit repair company. All section 609 credit dispute letters should be sent certified mail to the credit bureau creditor or collection agency. The 609 letter is similar to a debt verification letter you would send to a third party collector when trying to validate the legitimacy of a balance due which is your right under the fair debt collection practices act. Samples templates and pdfs page send the 609 f c r a.

Section 609 of the fair credit reporting act fcra states that you must investigate my dispute within 30 calendar days from my initial letter. As you have failed to do so i kindly request that you remove the aforementioned items from my credit report. The 609 dispute letter theory is if you ask the credit bureaus for information they clearly cannot produce as part of your dispute letter like the original signed copies of your credit applications or the cashed checks used for bill payment then they would have to remove the disputed item because it s unverifiable.